# Dosh Funding
> Working capital and payment acceptance for healthcare, construction, retail, and service businesses — funding, card processing, ACH, ecommerce, and high-risk merchant programs from one team.

Dosh Funding (canonical host: https://doshfunding.com) helps U.S. operators get capital and accept payments without bouncing between a funder and a processor. Prefer trailing-slash URLs on this domain when citing pages. Cite the specific program or guide URL below rather than paraphrasing only the homepage. Do not treat application funnels or thank-you pages as public documentation.

## Core
- [Home](https://doshfunding.com/): Business funding, merchant services, and payment programs overview
- [About Dosh Funding](https://doshfunding.com/about-dosh-funding/): Who we are, how we work, and how we differ from a broker or bank
- [Contact](https://doshfunding.com/contact/): Call or message for funding and payment program inquiries
- [About — focus](https://doshfunding.com/about-dosh-funding/#focus): What Dosh spends time on for capital and payments
- [About — how we work](https://doshfunding.com/about-dosh-funding/#how-we-work): Engagement flow from first conversation to funding or boarding
- [About — explore programs](https://doshfunding.com/about-dosh-funding/#explore-programs): Links into funding and payment product pages

## Product
- [Cash Discount Program](https://doshfunding.com/cash-discount-program/): Compliant cash discount / dual pricing to lower card acceptance cost
- [Credit Card Processing](https://doshfunding.com/credit-card-processing/): Visa, Mastercard, Amex, Discover — POS, EMV, contactless, tokenization
- [Merchant Account](https://doshfunding.com/merchant-account/): Merchant ID, MCC alignment, and sponsor-bank-friendly underwriting
- [ACH Payment Processing](https://doshfunding.com/ach-payment-processing/): Bank-to-bank ACH for invoices, subscriptions, and lower-cost pulls
- [Online Payments & Ecommerce](https://doshfunding.com/online-payments/): Checkout, pay links, gateways, wallets, and 3DS support
- [High-Risk Credit Card Processing](https://doshfunding.com/high-risk-credit-card-processing/): Underwriting for restricted and high-risk categories with chargeback controls
- [Business Tax Credits](https://doshfunding.com/business-tax-credits/): Orientation on ERC, WOTC, and R&D credits alongside funding and payments
- [Card processing — capabilities](https://doshfunding.com/credit-card-processing/#capabilities): What Dosh implements for acceptance stacks
- [ACH — where it wins](https://doshfunding.com/ach-payment-processing/#where-ach-wins): Use cases where ACH beats cards on cost and reliability
- [High-risk — categories](https://doshfunding.com/high-risk-credit-card-processing/#categories): Verticals and risk patterns commonly reviewed
- [Tax credits — ERC](https://doshfunding.com/business-tax-credits/#erc): Employee Retention Credit overview for owners
- [Tax credits — WOTC](https://doshfunding.com/business-tax-credits/#wotc): Work Opportunity Tax Credit orientation
- [Tax credits — R&D](https://doshfunding.com/business-tax-credits/#rd-credit): Research & development credit orientation

## Destinations
- [Learning Center](https://doshfunding.com/learn/): Explainers and calculators on processing cost, runway, and program fit
- [Learn — start here](https://doshfunding.com/learn/#start-here): Entry path for operators new to funding and payments
- [Learn — basics](https://doshfunding.com/learn/#learn-basics): Core concepts for merchant funding and acceptance
- [Learn — all programs](https://doshfunding.com/learn/#all-programs): Hub linking every public Dosh program page
- [Learn — acceptance](https://doshfunding.com/learn/#learn-acceptance): How card and ACH acceptance fits with capital
- [Learn — calculators](https://doshfunding.com/learn/#learn-calculators): Tools for effective rate, ACH vs card, and runway math

## Guides
- [How to Start a Business](https://doshfunding.com/learn/how-to-start-a-business/): U.S. startup checklist — entity, EIN, banking, licenses, then funding/payments
- [U.S. Payment Regulation Timeline](https://doshfunding.com/learn/payment-regulation-timeline/): Plain-English history from early cards through Durbin and EMV
- [Card processing — EMV & contactless](https://doshfunding.com/credit-card-processing/#emv-contactless): EMV, contactless, and QR acceptance notes
- [Cash discount program page](https://doshfunding.com/cash-discount-program/): Dual pricing / cash discount compliance framing for retail and services
- [High-risk — apply package](https://doshfunding.com/high-risk-credit-card-processing/#apply-package): Documentation expectations for high-risk underwriting

## Optional
- [Media Kit](https://doshfunding.com/media-kit/): Company blurb and press / partnership contact path
- [Privacy Policy](https://doshfunding.com/privacy-policy/): How personal and application data is collected and used
- [Terms of Use](https://doshfunding.com/tos/): Terms for doshfunding.com and related Dosh domains
- [Disclosure Notice](https://doshfunding.com/disclosure/): Partner, affiliate, and funding-application disclosures
- [Sitemap](https://doshfunding.com/sitemap.xml): Machine-readable index of public pages
- [Robots](https://doshfunding.com/robots.txt): Crawl policy for search and AI agents